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Canada Mortgage and Housing Corporation Green Home Program provides either a 15% or 25% premium refund on your mortgage loan insurance when you buy a unit in an energy efficient condo building.

Available Incentives

  • To access a 15% Premium refund, you must achieve the following:
    • The building must meet the LEED Canada New Construction Standard (Certified Silver, Gold or Platinum). You will automatically qualify for a 15% refund.
    • The building must be designed to be 20% more energy-efficient than compliance with the energy provisions of the applicable building code.
  • To access a 25% Premium refund, you must achieve the following:
    • The building must be designed to be 40% more energy-efficient than compliance with the energy provisions of the applicable building code.

Eligibility Requirements

  • You must have purchased a condo and currently insure your mortgage financing through CMHC.
  • You must pay your lender for the costs of the lender’s CMHC mortgage loan insurance.

How to Apply

  1. Purchase a condo insure your mortgage financing through CMHC.
  2. Complete the paper application form and submit by fax or mail to
    CMHC
    700 Montreal Road (Suite 1000)
    Ottawa, ON
    K1A 0P7
  3. Allow at least 6 weeks for your application to be processed. If you are eligible for refund, a cheque will be mailed to you directly at the address you provided.

Deadlines

  • Application must be submitted within 24 months of the closing date of the mortgage.
  • Supporting energy efficiency documentation can be no more than 5 years old.

Other

  • Check out our incentive search tool for other energy efficiency upgrades incentives.
  • Did you see a building science or energy efficiency term you did not understand? Check out our glossary.
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Program Contact Information